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Cheap Car Insurance For Gamers?

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News Room Contributor
Posts: 8087
Joined: 12 Nov 2002

Cheap Car Insurance For Gamers?

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Insurance giant Allstate has launched a program to discover whether videogamers make better drivers and should be eligible for a "button-masher discount."

Of course, it's a little more complicated than just getting a better rate because you spend a few hours with Halo every week. The insurer has launched a program called InSight that uses specialized game software from Posit Science, a company that designs and develops "effective, non-invasive tools" to help improve brain health. CNN says 100,000 Allstate customers in Pennsylvania, aged 50-75, will be offered the games, and as their playtime is tracked by the developer, their accident rates will be analyzed and compared to people who did not play the games.

The games aren't actually driving-related; they're designed to help reverse "age-related cognitive decline," part of a genre more commonly known as brain trainers. One, called Jewel Diver, requires players to keep track of underwater jewels that are hidden under fish, a Three Card Monte style of game that becomes more complicated as the game progresses and more fish appear on the screen. Unlike most brain training software, however, the InSight software is designed to actually reverse age-related decline and also greatly improve visual alertness.

Tom Warden of Allstate said that people in their 50s and 60s have the lowest accident rates of all drivers, but that rates begin to climb once people hit their mid-60s. He added that he hopes this program can show "significant benefits here - beyond dollars and cents." InSight is currently only available in Pennsylvania, but the company will decide next year whether to introduce it to other states, and if it proves successful Allstate says it hopes to begin offering discounts to drivers who use the software to improve their "mental sharpness."

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On the Record
Posts: 6117
Joined: 25 Jan 2008

So...

Only a discount to elderly people. People who it's arguable if they should even be on the road to begin with, let alone discount their rates...

Here's a better use of this software. Use it to test the 50-75 demographic, a pass means they can still drive for that year, a fail cuts their license, and to hell with discounted premiums.

Copy Clerk
Posts: 76
Joined: 10 Apr 2008

Only for 50-75 year olds? Topic title misled me. I thought I could get cheaper car insurance because my constant gaming has improved my reaction times and hand-eye co-ordination to superhuman levels.... obviously not.

Beat Writer
Posts: 180
Joined: 18 Aug 2008

what he said.
Only for 50-75 year olds? Topic title misled me.
I thought I could get cheaper car insurance because my constant gaming has improved my reaction times and hand-eye co-ordination to superhuman levels.... obviously not.

Time Lord
Posts: 10128
Joined: 13 Feb 2008

/Mock_the_week

"Are you paying too much for your car insurance?"

Love the Carmageddon picture though.

I just want to see the 50-75 on Mario-Kart, some of them can make sailors blush if a blue shell was to come their way.

Anonymous Source
Posts: 1
Joined: 15 Oct 2008

if this is the case and it's all about discount then auto auctions industry is offering good discount on buying cars!

Anonymous Source
Posts: 1
Joined: 7 Mar 2009

Insurance is very important for every vehicles as they will safe for those vehicles. If any damage occurred due to accident or loss of them. we can claim insurance as it is very helpful. So I suggest people not to neglect making insurance to vehicles.
_________
Simon

Great Auto Insurance

Gone Gonzo
Posts: 4943
Joined: 12 Apr 2008

Damn you and your deceptively named thread.

Gone Gonzo
Posts: 1072
Joined: 2 Feb 2009

Just passed my driving test and was hoping that this thread would tell me where to get dirt cheap insurance.

But NO.
Apparently, my constant use of red shells on Mario Kart, high scores for Burnout crashes, the people I have crushed with vehicles online and high speed Wipeout crashes somehow doesn't prove that I am a safe driver.

...

Gone Gonzo
Posts: 1468
Joined: 15 May 2008

You mean I have to be 50-75 before I don't have to pay $3000 for insurance?

Nobel Laureate
Posts: 16139
Joined: 26 Dec 2008

...Interesting spambots. Maybe we should never use the word "insurance" again.

The_root_of_all_evil:
/Mock_the_week

"Are you paying too much for your car insurance?"

Love the Carmageddon picture though.

I just want to see the 50-75 on Mario-Kart, some of them can make sailors blush if a blue shell was to come their way.

Some of them probably were sailors, back when that meant anchor tattoos and fighting evil Nazis with toothpicks.

Gone Gonzo
Posts: 1786
Joined: 1 May 2008

This is bullshit. What is the main demographic that get hit for insurance? Male 18-25 year olds. What is the main demographic of gamers? Male 13-30 year olds. IT MAKES SENSE GODS DAMMIT!

Gone Gonzo
Posts: 1886
Joined: 11 Jul 2008

Firstly Carmageddon, woo!

On a slightly less stupid note, surely they should offer great deals to WOW players as we generally don't leave the house, therefore can't be having so many car accidents.

 
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